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Buffer lending

The relationship between the creditor and the borrower is a dramatic narrative length in the history of mankind. The first goal is to sell money more expensive and return this to the debt. In the second - to be debt as low as possible, with minimal risks in case of no return of debt.

Objectives - obviously opposite. And consent here seems to be impossible. The loan agreement only confirms this, forcing the petitioner to agree with its terms. Since ancient times, both of the Contracting Parties have not been admitted to each other. The rule of law only added civilization to the economic requirements of the lender. But these requirements remained quite rigid, sorting all the petitioners on borrowers and those who are deprived of the right to credit. And the point here is not some personal relationship.

The basis of the choice lies in the reliability and solvency of the client. The fact is that not every client, even with the opportunity to return the loan, can show this opportunity. And the bank has no time nor the desire to find out it yourself. But there are no hopeless situations. The two-parties will lead to an agreement by completing their work, employees of a special support service can be credit brokers.

Credit brokerage is rightfully referred to credit service banking. The capitalist economy of the West has long been and successfully applies credit brokers services. Most of the loans are obtained by borrowers with their help. Credit takes through the mediation of a credit broker in the West - a good tone rule and a long tradition. And this, taking into account the fact that business business is there - almost absolutely transparent, the cost of the loan is minimal. The Russian economy, which occupies a special place in the capitalist method of economic management, God himself ordered to have a buffer intermediary between the lender and the borrower.

Among other things, the number of lending programs and credit organizations providing these services is such that the ordinary entrepreneur will be screwed from alone their transfer. And without navigator in this sea of ​​credit product can not do.

The need for credit brokers is due to the economic unpreparedness of most of the entrepreneurs for the conduct of dialogue in the language of banking terms. And the lack of collateral and guarantors reduces the possibility of obtaining a loan to zero. And only a credit broker can go in the shower of banker grain trust and prepare the soil for germination of mutually beneficial relationships. Distrust of the borrower, replaced by the confidence of the credit broker in his reliability, serves as a kind of guarantee for the client. And the bank is nothing more. As a result, everything is satisfied. All fulfilled the terms of the partners and reached their goals. And what else can be the best proof of the need for such a service, as a credit brokerge?! udenlandske casinoer